Listing provided courtesy of Sibcy Cline, REALTORS-Florence- MLS# 639284MLS Provider

445 Elk Lake Resort Road #482-483Owenton, KY 40359

Single Family · 720 Sq. ft. | 1.12 Acres
$39,900 Active

445 Elk Lake Resort Road #482-483 Overview

Time on Site:
165 days
Visits:
39

Exciting opportunity in a private lake community! This unfinished shell home is being sold as is and sits on two spacious lots totaling 1.12 acres, offering the perfect canvas to bring your vision to life. Surrounded by mature trees for exceptional privacy, the property features a covered, screened-in deck and a peaceful natural setting. Conveniently located near the front gate, you'll enjoy easy access to the lake for fishing, kayaking, and water sports. Whether you're looking to build your weekend retreat or a full-time residence, this property offers endless potential in a sought-after lake community. Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!

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445 Elk Lake Resort Road #482-483 Facts & Features

  • Type Single Family
  • Sq. ft. 720
  • Price/Sq.ft. $55
  • Lot 1.12 Acres

Details

General

Association/HOA

  • Association Fee: 2500.0
  • Association Fee Frequency: Annually
  • Association Fee Includes: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
  • Association: Yes

School Information

  • Elementary School: Owen County Elementary
  • Middle Or Junior School: Maurice Bowling Middle School
  • High School: Owen County High

Building Information

  • New Construction: No
  • Sewer: Septic Tank: true

Location/Region

  • County Or Parish: Owen
  • MLS Area Major: K22 - Owen Cty
  • MLS Area Minor: K22 - Owen Cty

General Information

  • Parcel Number: 075-80-04-082.00
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Beds/Baths

  • Bathrooms Full: 0
  • Bathrooms Half: 0
  • Bathrooms Total: 0
  • Bedrooms Total: 0

Building Interior

  • Building Area Total: 720.0

General Information

  • Appliances: See Remarks
  • Cooling: See Remarks
  • Fireplace: No
  • Foundation Details: Block
  • Heating: See Remarks
  • Rooms Total: 1

Unit Information

  • Unit Number: 482-483

Exterior

Parking Information

  • Parking Features: Off Street

Lot Information

  • Lot Features: Cleared, Sloped, Wooded
  • Lot Size Acres: 1.12
  • Lot Size Area: 1.12
  • Lot Size Dimensions: Of Record
  • Lot Size Source: Realist
  • Lot Size Square Feet: 50825.0
  • Lot Size Units: Acres
  • Road Surface Type: Gravel
  • Water Source: Public

Waterfront/View

  • View: Trees/Woods, Valley
  • View: TreesWoods: true
  • View: Valley: true

Building Exterior/Construction

  • Attached Garage: No
  • Construction Materials: Block
  • Patio And Porch Features: Covered, Deck
  • Property Attached: No
  • Roof: Metal

General Information

  • Road Frontage Type: Private Road
  • Sewer: Septic Tank
  • Utilities: Cable Available

445 Elk Lake Resort Road #482-483 Neighborhood

Community

40359 (Owenton) Demographics

43
Median Age
29
Population Density (per sq. mile)
27%
College Educated
$51,667
Estimated Median Income
2,011
Estimated Total Home Owners
631
Estimated Total Renters
76% / 24%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data unavailable, School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

445 Elk Lake Resort Road #482-483 Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

445 Elk Lake Resort Road #482-483 Market Data

Based on the last 30 days in this zip code

$387,420
Average List Price
$262
Average Price per Square Foot
9
Properties Sold
94
Average Days on Market
58
Properties for Sale
Calculations provided by Reliance Network

445 Elk Lake Resort Road #482-483 History

Date Event Value Agent
5/18/2026Source: Northern Kentucky MLS Price Reduction
$39,900 -11.3%
4/22/2026Source: Northern Kentucky MLS Price Reduction
$45,000 -10.0%
1/16/2026Source: Northern Kentucky MLS Added to Database
January 16, 2026